Insurance and Payment

Burds_InternalPhotos_Insurance&PaymentOur Philosophy

Dr. Burds and our team are committed to helping you experience better sleep through innovative oral appliance therapy for the treatment of obstructive sleep apnea. It’s important for our patients to know that while dental insurance does not cover oral appliance therapy, medical insurance, including Medicare, generally will. If you have medical insurance, we will make every reasonable effort to help you maximize your benefits so you can receive the treatment you need. Our office also offers a number of payment options and financial arrangements that allow you to receive and pay for quality care in a manner that best suits your budget and goals.

Payment Options

We accept:

  • Cash
  • Check
  • Debit Card
  • MasterCard
  • Visa
  • Discover
  • American Express
  • CareCredit (interest-free plans up to 12 months or loans up to 60 months with interest).

Our Policy Regarding Insurance

As providers of high quality dental care and sleep apnea treatment, we believe our primary relationship is with you, the patient, and not your insurance company. Although we file insurance claims as a courtesy to all of our patients, ultimately all charges are the responsibility of the patient from the date the services are rendered.

In order for us to submit your medical (in the case of sleep apnea treatment) or dental (in the case of all other services) insurance claim on your behalf, we require:

  • A signed and dated Insurance Authorization form (these must be resigned every 12 months).
  • Eligibility verification before beginning any major treatment.

Any balance left over after your insurance benefit plan has paid its portion will need to be covered by you, the patient. Our friendly financial coordinator can discuss your estimated insurance coverage, annual maximum, deductible, and financial arrangements for the amount not covered so you can plan your budget accordingly.

Payment Delinquencies

All monthly statements are due and payable upon receipt. We accept cash, checks, debit cards, most major credit cards, and Care Credit. Patients with delinquent accounts are liable for all costs incurred for collection of past due balances, including collection agency fees, attorney fees, court fees, and all costs involved in litigation.

Get Answers to Your Questions by Calling Us Today

If you have questions about your specific insurance coverage about our financing options, then get the answers you need by calling our Des Moines, IA, office at  515-244-0329, or email us at [email protected].